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"My wife and I first noticed 21st Century in late 2002. We were looking for an investment property but just needed a bit of confidence. Completed the homestudy course and went looking for a $300,000 home. The first base was calling the Bank Manager and explaining that we wanted to use equity in our home, borrow all the money interest only. In May 2003 we found a $500,000 property, valued at $540,000 which had a house, 3 x 2 bedroom flats and a huge shed all of which we rented out. The income nearly covered the outgoings. I reasoned that if the property was going to double in 10 years that's a superannuation of $50,000 per annum. Even if you had to top it up by $5,000 per year you would still take it. May 2007, 4 years later we have sold it for $975,000 nearly doubled in 4 years. We cashed out to reduce bad debt on our own property but we are now in the market for another one or two."
CARL & STEPHANIE LUCAS

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IMPORTANT

If You Are Looking To Build An Investment Property Portfolio, Don't Do Anything
Until You Read This Letter First!



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Dear Friend,

If you're someone who dreams about owning a large Residential Investment Property Portfolio which will enable you to attain Financial Independence then this will be the MOST IMPORTANT LETTER that you'll ever read!

I know that you may be sceptical about this claim, and if you're anything like me, chances are you're the person who scratches their head in frustration and wonders how other people seem to make a fortune in the property market, when you're left out in no man's land floundering...and that's why this will be the most important letter you'll ever read, and the MOST IMPORTANT DVD you'll ever watch!

You're about to discover a PROVEN Step-By-Step Real-Estate Investing System that is easy to follow and makes so much sense I promise you that by the end of watching the DVD you'll be wondering why nobody has told you about it before. In-fact, you'll be mad at everyone around you that has been putting doubts into your mind about the possibility of your owning millions of dollars in property - I know, like you, I have been there myself.

One thing that I must stress is that this is NOT a get-rich-quick scheme, and I guarantee that you will NOT become a millionaire overnight by following this system. I am not going to insult your intelligence or make unrealistic claims.

As you will discover on the DVD I have spent years working in Commercial Lending, Residential Lending and Asset Finance helping High-Net-Worth Individuals grow their Investment Property Portfolios in Melbourne, while I was personally struggling to grow my own property portfolio. It was during those 'formative' years that I gained a REAL INSIGHT into the Mindset and Belief Systems of the Super Rich. Some of the information that I gained is contained in this DVD, and as you will learn the rich 'DO THINGS IN A CERTAIN WAY' and hold 'CERTAIN BELIEFS' that unless you fully understand and accept, will virtually guarantee that you will never be able to create real wealth through property investing, or attain the life style that you and your family really deserve.

Let me put it this way, your Current Level of Results are a DIRECT REFLECTION of your Current Level of Awareness. You are making the amount of money that you are currently making as you have NOT YET gained a level of Awareness that would enable you to earn more. As an example, let's say that you are earning $60,000 per year, and you are wanting to earn $120,000 per year, the reason you are not making $120,000 per year currently is simply because you do NOT KNOW HOW to earn $120,000 per year or $250,000 per year, if you knew how to do it, YOU WOULD BE DOING IT! It's a harsh reality, but don't worry, because I am about to give you the solution that will make a shift in your mindset and a drastic change to your financial future.

Now, put simply, if you want to increase your current financial results, or the amount of WEALTH THAT YOU CONTROL, and by the very fact that you are still reading this letter, I believe you do, you simply need to increase your level of Awareness....

SO....how do you increase your level of Awareness?

You increase your level of Awareness by EFFECTIVE EDUCATION combined with PROFESSIONAL COACHING over a REASONABLE PERIOD OF TIME.

You see, I know from experience exactly how you feel, completely frustrated with your inability to understand why you can't build wealth, while everyone around you seems to be flourishing! And it took me over 11 years of education, private mentoring, and working in the Commercial and Residential Lending Industry to fully uncover the exact SUCCESS BLUEPRINT which eventually allowed me to retire at the age of 31, never having to work again. (Have I also mentioned that I have spent over $131,678.00 on personal development seminars, books, personal mentoring, and courses to get to that point?)

You see, Money Means different things to different people; for me it's more than just money, it's also about Relationships, Lifestyle, Time Freedom, and helping others and having the satisfaction of seeing them grow and flourish. That's why I was personally asked by Jamie McIntyre, the founder of 21st Century Academy, successful Author and Multi-Millionaire entrepreneur to become a Speaker and Wealth Coach at his events all around Australia and Overseas.

Before I go on, I feel an obligation to dispel a number of Myths surrounding the Property Investing Industry, which are largely responsible for holding many Australians back from achieving their FULL POTENTIAL;

The Myths:

  1. Many people believe that their income will determine to a large extent the amount of Investment Properties that they can secure. Nothing could be further from the truth, in my experience dealing with successful property investors; I can tell you that many of them have acquired a Blue-Chip Investment Property Portfolio of in-excess of 20 properties, whilst on incomes of under $100,000. I can tell you that from a Debt-Serviceability Perspective, their incomes became irrelevant after their 4th or 5th property, so the question arises.... 'How could they have continued to acquire one property after another?'...this DVD will show you how.
  2. The Australian Property Market will eventually Crash, and everyone will lose money just like in the U.S. Market! This DVD will teach you 3 very important characteristics which differentiate the Australian Property Market from the U.S. Market, which are ESSENTIAL for you to UNDERSTAND if you want to build a large Investment Property Portfolio. I will reveal to you why our Financial Markets, Lending Regulations, The Banking System, and the Traits of the Residential Property Market make it completely Unique, making it virtually IMPOSSIBLE to Crash.
  3. Many People believe that buying and selling, or 'Living off the Rentals' of their investment Properties is how money is made'. During this DVD I will PROVE to you that the 'BUY AND HOLD, and NEVER SELL' is the BEST way to build WEALTH, and HOW TO EXTRACT CONSISTENT MONTHLY INCOME from your investment properties every single week, and it has NOTHING TO DO WITH THE RENTAL that you receive from your tenant.

I can tell you, without a doubt, that over the last decade dealing with Property Investors in Australia, the I know that the number one reason holding back many potential property investors from entering the property market is a misguided understanding of debt. UNLESS YOU ARE AWARE of it, and its influence on your BELIEF SYSTEM, it could be the NUMBER ONE CAUSE that potentially has been holding you back from becoming a SUCCESSFUL PROPERTY INVESTOR. This life changing distinction is explored in the second part of the DVD. There are also other reasons that have held many potential investors from entering the Market, some include;

  • Poor Wealth Psychology
  • Too Lazy or Busy to Learn the Correct Strategies or Gain Access to the RIGHT EXPERTS.
  • Never Started to invest, or Started to Invest Too Late, and
  • Fear of Borrowing Money and accumulating debt

These are all very widely held FEARS that are holding many people back, and these EXCUSES are largely responsible for the ABISMAL financial state of most retirees in Australia today. What's more, by EFFECTIVE EDUCATION combined with PROFESSIONAL COACHING over a REASONABLE PERIOD OF TIME they are EASILY PREVENTABLE. You can save yourself and your family from the heartache and stress that is torturing 95 per cent of uneducated Australians.

One of my Mentors said to me as I will say to you... "You Can Make Excuses in Life, or You Can Make Money.....BUT You Cannot Do Both At The Same Time!"

I am confident that I can teach you, help you, and offer you a rare opportunity to Discover the Hidden Knowledge about TRUE WEALTH that I have accumulated through years of experience as both as a Specialist Financier and a Successful Investor.

The BEST PART is that with the benefit of my experience and knowledge, you too can start INCREASING YOUR LEVEL OF AWARENESS to the point that money will no longer be an issue in your life, and in fact, over a reasonable period of time you too can ATTAIN FINANCIAL INDEPENDENCE. So before we continue, consider what this would mean to your future for a minute...

Imagine climbing out of bed each morning, brimming with confidence, knowing that YOU own, or better still, CONTROL a MULTI-MILLION DOLLAR Property Portfolio, giving you and your family security and time freedom - not to mention, PASSIVE CONSISTENT MONTHLY INCOME.

Imagine being care-free, full of energy, alive and refreshed, and ready to spend quality time on family and the things you really want to be doing...

  • Wouldn't it be fantastic to spend weekdays playing golf or other leisure activities?
  • What about shoe shopping and those indulgences we love to treat ourselves to?
  • Enjoy those decadent dinners and luxurious holidays at the Versace Resort!
  • How about those high ticket items? What kind of cars are you planning to buy?
  • Who can you help with your prosperity?

You can look forward to a new day, with a child-like zest for living, because you've achieved an incredible amount of Passive Income and Capital Growth as a result of Your Wise Decision-Making... Wouldn't that be brilliant?

Imagine enjoying fabulous relationships with your family and friends. Just for a moment, let yourself feel what you want from life and how you want your life to be.

CAN YOU SEE IT?

Imagine exactly what you want and savour this moment in your mind and let this feeling stay with you. See your new future. Feel the wonderful life you want to live.

DID YOU DO IT?

Did you imagine how you life could be? Could you see yourself experiencing all those things that you truly wish to do? That's good if you did. Because this is exactly how Your Life as a Successful Property Investor could be. And it's not a dream, fantasy or mere wishful thinking. Not at all... you'll soon realise this is your new destiny and you're just on the verge of achieving it.

The fact is many of my clients were exactly where you are now; some were considering investing in property for years, but they lacked the real knowledge and confidence and more importantly the know-how to conduct fundamental due-diligence, and ended up watching all opportunities pass them by. Others simply 'maxed out' with lenders and were not able to continue to their property portfolio. The good news is that I can help you!

I am currently helping my clients secure multiple investment properties per year; some clients that I currently mentor are acquiring a property per month! And I do not mean outer area underperforming properties, or some second-rate property located in mining towns....I am referring to blue-chip houses and town-houses located in the Major Capital cities in Australia...Adelaide, Melbourne, Sydney and Brisbane.

The type of properties that 21st Century Property Direct focus on have one thing in common...FUNDAMENTALS... and understanding Investment Property Fundamentals is the Key in YOUR ABILITY TO CREATE Financial Independence. By watching the DVD, you will learn that there is a very specific due-diligence criteria which is practiced by ALL Successful Property Investors, and the sooner you get exposed to it, the sooner you will BE EMPOWERED with the correct level of AWARENESS which will enable you to start researching the property market correctly and make educated un-emotional decisions about future property acquisitions.

The Fundamentals that I am referring to are covered in the Second Part of the DVD, but to give you an idea, I mean:

  1. The property and suburb MUST have consistent capital growth over the last 10 years. (above 10 per cent per annum – RP Data)
  2. The area MUST have historically low vacancy rates, (Preferably below 2 per cent per year).
  3. The property itself must be located near infrastructure, i.e. shopping centres, schools, transport, and have an acceptable proximity to the major capital city.
  4. You MUST also be able to obtain an independent valuation to ascertain the exact value of the property, and,
  5. You MUST target areas which are dominated by the under 40 age group, in upcoming areas that are the 'boom suburbs' of tomorrow.

These are just 5 of the 37 points that I use personally when conducting due-diligence in the property market virtually every single day, and then, YOU MUST have the ability to NEGOTIATE like a Professional Property Investor and secure these properties below the market price, that is at Wholesale Prices.

If you can do all that, and if you also have an IN-DEPTH Understanding of Finance, and how to structure your Investment Property Portfolio Correctly, then you don't need me or 21st Century Property Direct. But if that were true, then you would have ALREADY RETIRED and/or be FINANCIALLY INDEPENDENT, and in all likelihood, you would not be reading this letter! Since you are reading this letter, then you are obviously ready to receive new and enlightening information!

This DVD contains POWERFUL INFORMATION and is at the CUTTING EDGE when it comes to up to date market place knowledge on Finance, Structure and Investing, based on Years of Practical and PROVEN Experiences. Consider that within a few short moments of watching this DVD, You Can Begin to Unleash Your Full Potential.

Not only that, but because I really want you to fast track you and help you acquire a 'Higher Level of Awareness' I am going to give you a BONUS e-book by Multimillionaire, Jamie McIntyre, What I Didn't Learn at School But Wish I Had, with every DVD purchased, ABSOLUTELY FREE! And as an EXTRA BONUS, upon receiving your DVD, I'll include yet another surprise that will totally blow you away! So, don't wait a minute longer! You cannot afford to! Get that DVD, put it into the DVD Player, and spend a short period of time opening your mind to the possibilities. Let me help you begin YOUR JOURNEY to incredible WEALTH and FINANCIAL INDEPENDENCE. You need to make a step towards YOUR DREAM LIFE!

Good Luck and Happy Investing!

Konrad Bobilak,
Property Portfolio Manager,
21st Century Property Direct.

P.S. As a SPECIAL BONUS I have included a Special Report on an upcoming 2 Day Finance and Property Workshop which will be held

in a city near you. So, after watching the DVD, if you feel that the information that you have learned will be Paramount to your success ... and I believe that it will...I encourage you call to 1800 999 270 to book yourself (and your partner) in to this event. This is the LAST TIME these events will be Free-of Charge, as I am planning to sell tickets for $995.00 from June 2009. During this Intense 2 Day Workshop, I will take you step-by-step on how to buy 10 investment properties over 10 years. Not only that, I have also teamed up with a Financial Specialist, A Financial Planner, An Accountant, A Quantity Surveyor, An Insurance Specialist, and a Successful Options Trader to teach you EVERYTHING YOU NEED TO KNOW, to turn you into a PROPERTY INVESTING DYNAMO in no time.

This Event will be UNLIKE ANYTHING that has ever been created in Australia before. And this will be the only time I will be offering this EVENT for FREE! Not only that, in one of my sessions on 'How to Influence the Valuation Process of your Investment Property' you will receive a FREE copy of my 'Due-Diligence Kit' valued at $295.00, yours to keep. This is perhaps one on the most valuable tools that I use, and I will giving these away for free on the morning of Day 2 of this event.

Ring 1800 999 270 or book online on http://www.propertydirectworkshop.com or simply fill out and fax the booking form enclosed. Do it now, before you forget!

P.P.S. I almost forgot to mention, that due to the ever increasing popularity of these events, and strictly limited seating arrangements, these events do tend to BOOK OUT FAST! So if you are SERIOUS about your future as a PROPERTY INVESTOR, Book in Now in order to avoid disappointment of missing out!

Furthermore, here a brief description of what is contained on the DVD.

Part 1. Advanced Finance Strategies

During this session you will learn:

  • Why Finance is the Reason that one invests in Residential Property. Property itself is merely a 'Wealth Creation Vehicle'.
  • Why Loan Structure is Far more important than the Interest Rate. Understand the function and importance of LVR (Loan to Value Ratio), LOC (Line of Credit Facility), and Terms and Conditions of the loan; Cross-Securitization, LMI (Lenders Mortgage Insurance), Set-up and Exit Fees.
  • How to pay off your current 30 year Principle and Interest Mortgage in 15 years or less, saving yourself tens of thousands of unnecessary interest repayments.
  • How to turn a Negatively-Geared Investment Property into Cash-Flow Neutral or Cash-Flow Positive in 60 to 90 days.

Part 2. How to Build a Multi-Million Dollar Property Portfolio

During this session you will learn:

  • To explore and analyse the last 100 years in the Australian Residential Property Market, drawing fundamental conclusions about when to buy property, and when to lock in your valuations.
  • To challenge your current underlying belief systems about money, leverage, and property ownership.
  • How to structure and build a Multi-Million Dollar Residential Investment Property portfolio which will generate a Tax-Free Passive Income of $90,000 per year, which can be completely automated, regardless of your current income.

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